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More and more Americans are overextending themselves, getting into credit card debt and not saving enough money. We?re taking a look at the financial picture and seeing what, if anything can be done to brighten our future and ease our monetary woes. Laura's guests are Tom Sedoric ? Senior Vice-President of Investment for A.G. Edwards and Sons, a financial consulting firm with offices nationwide, and Victor Stango ? Associate Professor of Business Administration for the Tuck School of Business at Dartmouth College. He also has previous experience as an economist with the Chicago and New York Federal Reserve Banks.