personal finance http://nhpr.org en Rebroadcast: Author Ben Hewitt And His Book "Saved" http://nhpr.org/post/rebroadcast-author-ben-hewitt-and-his-book-saved <p>In a new book called “Saved”, author Ben Hewitt explores a different way of looking at wealth. Rather than dwelling on monetary standards and what can be lost financially, Hewitt writes through experience of what can be gained when we prioritize personal relationships, community cooperation, and connectedness to the environment.</p><p></p><p><strong>Guest:</strong></p><ul><li><strong>Ben Hewitt - </strong>Vermont based author. His new book is called "Saved: How I Quit Worrying about Money and Became the Richest Guy in the World"</li></ul> Mon, 28 Oct 2013 13:00:00 +0000 Laura Knoy 37392 at http://nhpr.org Rebroadcast: Author Ben Hewitt And His Book "Saved" The Problem With Restaurant Tipping http://nhpr.org/post/problem-restaurant-tipping <p>How much tip do you typically leave for your server when you dine out? Maybe 20% if the service is good? 18% if you can do the math<em>? <a href="http://www.nypost.com/p/entertainment/food/tipping_the_scales_7miRf5GE1QGH63gDe6FaVO" target="_blank">The New York Post</a></em> reported last year that many diners in that city leave a 25% to even 30% gratuity to their bill. Tipping is meant to incentivize and reward exceptional service, but <a href="http://www.slate.com/articles/life/culturebox/2013/08/tipless_restaurants_the_linkery_s_owner_explains_why_abolishing_tipping.html" target="_blank">a new movement proposes</a> that the quest for the mighty tip is at the root of some problems in the restaurant industry. <strong>Bruce McAdams </strong>is a seasoned restauranteur and professor leading the Sustainable Restaurant Project at the University of Guelph in Ontario, Canada…he gave a Ted-X talk last year on the problems with restaurant tipping.</p><p> Tue, 27 Aug 2013 13:35:10 +0000 Virginia Prescott 33885 at http://nhpr.org The Problem With Restaurant Tipping Taxes And Your Credit Score http://nhpr.org/post/taxes-and-your-credit-score <p>Since its introduction in 1861, “Tax Day” has loomed as a day of inevitable fiscal obligation. As the 15th of April approaches, stresses related to tax filings inevitably ramp up. To some, tax burdens may become too much to shoulder, leading to filings for extensions or an uncomfortable loss of funds. However, yearly tax payments can result in an even more uncomfortable reality – damage to your credit. Here to discuss how Uncle Sam affects your credit score is <strong>Gerri Detweiler</strong>, <a href="http://blog.credit.com/2013/02/5-ways-taxes-can-affect-your-credit/" target="_blank">credit.com’s personal finance expert</a><strong>.</strong></p><p> Mon, 15 Apr 2013 13:36:24 +0000 Virginia Prescott 25548 at http://nhpr.org Taxes And Your Credit Score You Should Keep Tax Records — But How, And For How Long? http://nhpr.org/post/you-should-keep-tax-records-how-and-how-long Tax Day 2012 is looming — and after we file our returns, many of us will try to figure out what to do with the seemingly innocuous but possibly crucial documents we use to prepare our returns. Filing electronically can make those records easier to manage. Mon, 02 Apr 2012 08:02:00 +0000 Bill Chappell 2884 at http://nhpr.org You Should Keep Tax Records — But How, And For How Long? New Consumer Agency Eyes Bank Overdraft Fees http://nhpr.org/post/new-consumer-agency-eyes-bank-overdraft-fees The <a href="http://www.consumerfinance.gov/">Consumer Financial Protection Bureau</a> says it's looking to overhaul rules on overdraft fees. The new agency will be seeking data from banks about how they handle overdrawn accounts, and how they assess fees. Wed, 22 Feb 2012 05:01:00 +0000 Yuki Noguchi 2053 at http://nhpr.org New Consumer Agency Eyes Bank Overdraft Fees How Dodd-Frank Regulations Affect You (Trust Us, They Will) http://nhpr.org/post/how-dodd-frank-regulations-affect-you-trust-us-they-will One of the key consequences of the economic collapse a few years ago was the passage of a massive piece of legislation called the "<a title="Dodd-Frank Act" href="http://www.sec.gov/about/laws/wallstreetreform-cpa.pdf" target="_blank">Dodd-Frank Act</a>." The bill was co-sponsored by (now-retired) Democratic Senator Chris Dodd of Connecticut and (<a title="Barney Frank will not seek reelection in 2012" href="http://www.politico.com/news/stories/1111/69201.html" target="_blank">soon-to-be-retired</a>) Democratic Massachusetts Representative Barney Frank. Thu, 02 Feb 2012 19:59:35 +0000 Amanda Loder 1694 at http://nhpr.org Freakonomics Radio: Is a 'No-Lose Lottery' the Answer to America's Savings Problem? http://nhpr.org/post/freakonomics-radio-no-lose-lottery-answer-americas-savings-problem <p>In their books, Steven D. Levitt and Stephen J. Dubner use the tools of economics to explore real-world behavior. As boring as that may sound, what they really do is tell stories &mdash; about cheating schoolteachers, self-dealing real-estate agents, and crack-selling mama&#39;s boys. Those Freakonomics stories &mdash; and plenty of new ones &mdash; are now coming to the radio, with Dubner as host. Sat, 28 Jan 2012 05:00:00 +0000 1247 at http://nhpr.org Banking for the 99%...maybe http://nhpr.org/post/banking-99maybe <p>Peer to peer lending is making a comeback...and might soon use some surprising measures of credit-worthiness.</p> Thu, 15 Dec 2011 17:14:32 +0000 Virginia Prescott 906 at http://nhpr.org Banking for the 99%...maybe "Slow Money" http://nhpr.org/post/slow-money <p>&nbsp;</p> Sun, 04 Dec 2011 05:00:00 +0000 789 at http://nhpr.org "Slow Money" New Hampshire Grads are First in the Nation - in Debt http://nhpr.org/post/new-hampshire-grads-are-first-nation-debt <p>The phrase &ldquo;first in the nation&rdquo; is the shorthand we use for talking about the New Hampshire presidential primary coming before any other.</p><p>New Hampshire is first among states in other ways, too. Some are good &ndash; like having the lowest rate of child poverty among states. Some are not so good &ndash; like having the highest student debt load in America.</p> Wed, 09 Nov 2011 21:58:02 +0000 Brady Carlson & Amanda Loder 364 at http://nhpr.org New Hampshire Grads are First in the Nation - in Debt