money http://nhpr.org en What Would You Prefer, A Bonus Or A Raise? A Study Points To The Better Incentive http://nhpr.org/post/what-would-you-prefer-bonus-or-raise-study-points-better-incentive <p>Do employees work harder when they are paid more?</p><p>A <strong><a href="http://qz.com/143039/to-get-more-from-your-workers-dont-raise-their-salaries-give-them-money/">new study</a></strong> out of Harvard set out to answer that question and came away with some interesting conclusions.&nbsp;<span style="line-height: 1.5;">One, that employers should consider not just what they pay workers, but </span><em style="line-height: 1.5;"><u>how</u></em><span style="line-height: 1.5;">. Offering cash bonuses increases employee productivity more than raises in&nbsp; salaries, even if the amount of bump is exactly the same. &nbsp;&nbsp;</span></p><p><strong>Duncan Gilchrist </strong>is Ph.D. student studying business economics at Harvard, and one of the authors of the study.&nbsp;</p><p> Wed, 20 Nov 2013 18:50:59 +0000 Virginia Prescott 38852 at http://nhpr.org What Would You Prefer, A Bonus Or A Raise? A Study Points To The Better Incentive The Shocking Truth Behind Pistachio Pricing: The Ones With Shells Cost MORE! http://nhpr.org/post/shocking-truth-behind-pistachio-pricing-ones-shells-cost-more <p>When it comes to food I can be a bit of a cheapskate. If I can’t tell the difference between two similar products, the first thing I look at to determine which to buy is the price tag. But sometimes, being a frugal shopper means more than picking the right brand – sometimes it’s about getting your hands dirty.&nbsp;</p><p>Take pistachios for example. I always buy them with the shells on.&nbsp; Why?&nbsp; Because they’re cheaper. Presumably, consumers are paying extra for the privilege of not having to split a thumbnail cracking them open. But when we asked around the office at our Concord studios, it turned out there were lots of reasons people choose to buy whole pistachios.</p><p> Wed, 11 Sep 2013 17:58:00 +0000 Taylor Quimby & Logan Shannon 34751 at http://nhpr.org The Shocking Truth Behind Pistachio Pricing: The Ones With Shells Cost MORE! The 'Commander In Cheap' Shares His Penny Pinching Secrets http://nhpr.org/post/commander-cheap-shares-his-penny-pinching-secrets <p>Do you cut coupons or drive around looking for the gas station with the lowest price? If so, you might think of yourself as a skinflint…but you’ve probably got nothing on <strong>Jeff Yeager</strong>, who proudly claims the title “<a href="http://ultimatecheapskate.com/index.cgi" target="_blank">The Ultimate Cheapskate</a>.” Jeff doesn’t just stretch a dollar; he gets his cash to do calisthenics. &nbsp;He is the author of several books rife with miserly tips, including the <em>The Cheapskate Next Door</em>, <em>Don’t Throw That Away</em> and <em>How To Retire The Cheapskate Way</em>. Jeff is also featured in the AARP web video series, “The Cheap Life.”</p><p> Wed, 11 Sep 2013 17:21:37 +0000 Taylor Quimby 34762 at http://nhpr.org The 'Commander In Cheap' Shares His Penny Pinching Secrets The End Of Paper Money? http://nhpr.org/post/end-paper-money <p>In a down economy, most folks are happy to find a crumpled fiver in a jacket pocket, or fish out quarters to pay for parking.&nbsp; Not <strong>David Wolman. </strong>David is a contributing editor at <a href="http://www.wired.com/"><em>Wired</em></a> magazine, and author of the book<em> <a href="http://www.david-wolman.com/p/books_16.html">The End of Money</a></em><a href="http://www.david-wolman.com/p/books_16.html">, </a>for which he attempted to spend a year without touching or passing any paper money.&nbsp; We spoke David when the book was first released.&nbsp; It’s being released on paperback in October.</p><p> Thu, 05 Sep 2013 13:35:42 +0000 Virginia Prescott 34405 at http://nhpr.org The End Of Paper Money? Your Beanie Babies Are Worthless, Along With A Bunch Of Other 'Collectibles' http://nhpr.org/post/your-beanie-babies-are-worthless-along-bunch-other-collectibles <p>You know those Hummels your great aunt had covering every available surface of her house? Worthless. Those Cabbage Patch Kids that were never taken out of their box? Similar ones can be <a href="http://www.ebay.com/sch/Cabbage-Patch-/20392/i.html?_dcat=20392&amp;rt=nc&amp;LH_ItemCondition=1000">found on E-Bay</a> for just over retail price. It turns out, a great many collectibles that once commanded high-prices and fantasies of early retirement haven’t lived up to their promise.</p><p> Wed, 24 Jul 2013 13:43:10 +0000 Virginia Prescott 31867 at http://nhpr.org Your Beanie Babies Are Worthless, Along With A Bunch Of Other 'Collectibles' Author Ben Hewitt And His New Book "Saved" http://nhpr.org/post/author-ben-hewitt-and-his-new-book-saved <p><span style="line-height: 200%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; font-size: 12pt; mso-fareast-font-family: &quot;Times New Roman&quot;; mso-bidi-font-family: &quot;Times New Roman&quot;; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">In a new book called “Saved”, author Ben Hewitt explores a different way of looking at wealth. Sat, 08 Jun 2013 20:00:00 +0000 Laura Knoy 29056 at http://nhpr.org Author Ben Hewitt And His New Book "Saved" Investing With A Conscience http://nhpr.org/post/investing-conscience <p>What's hiding in your IRA? If you’re part a mutual fund that includes weapons manufacturer Smith and Wesson, you’ve seen a handsome return on your investment over the last several months. But what if you’re a proponent of stricter gun control, or a straight out pacifist? Whether by blissful ignorance or stubborn prioritizing, an uneasy dissonance between morals and money is growing in America’s investment portfolios.</p> Wed, 22 May 2013 14:41:41 +0000 Virginia Prescott 27979 at http://nhpr.org Investing With A Conscience This Valentine's Day, Don't Go Into Diamond Debt http://nhpr.org/post/valentines-day-dont-go-diamond-debt <p>Valentine's day is creeping closer…a big day to celebrate abiding love or seal the deal on a new one with a diamond engagement ring. And now for the wet blanket: diamond debt. You know that whole two months salary for an engagement ring calculus? It’s tradition, right? Not really. Diamonds were not associated with romance until the Debeers Diamond Company began marketing them for engagement rings in the 1930s. Debeer’s "Diamonds Are Forever" campaign remains one of the most successful of the 20<sup>th</sup> century. So, young men still march into jewelry shops prepared to spend…and retailers have plenty of financing available for those who don’t have money up front. <a href="http://www.gerridetweiler.com/"><strong>Gerri Detweiler</strong></a>, is the director of consumer education for <a href="http://www.credit.com/">Credit.com</a>, and she recently <a href="http://blog.credit.com/2013/01/the-crazy-world-of-engagement-ring-financing/">wrote a blog post about the common credit traps diamond buyers fall into</a>. Wed, 06 Feb 2013 18:34:18 +0000 Virginia Prescott 21464 at http://nhpr.org This Valentine's Day, Don't Go Into Diamond Debt Should We Kill The Dollar Bill? http://nhpr.org/post/should-we-kill-dollar-bill Our story begins last month inside a busy Washington, D.C. subway station plastered with posters of giant dollar bills. One of them says: "Tell Congress to stop wasting time trying to eliminate the dollar bill." Another asks: "Do you heart the dollar?"<p>Political fights in the nation's capital normally involve billions or even trillions, not single dollars. What's going on here?<p>This being Washington, there's a back story. The $70,000 ad blitz was part of a small lobbying war over the fate of the dollar bill. Fri, 20 Apr 2012 14:24:00 +0000 Robert Benincasa 3256 at http://nhpr.org Should We Kill The Dollar Bill? Your (Virtual) Future Self Wants You To Save Up http://nhpr.org/post/your-virtual-future-self-wants-you-save A retirement crisis is looming. As people live longer, one study finds that half of all households are at risk of coming up short on retirement money. Wed, 11 Apr 2012 21:23:00 +0000 Jennifer Ludden 3083 at http://nhpr.org Your (Virtual) Future Self Wants You To Save Up What Do You Owe In Taxes? Depends Who's Counting http://nhpr.org/post/what-do-you-owe-taxes-depends-whos-counting In 2012, the federal tax return deadline is Tuesday, April 17 — so if you haven't already filed your income tax return, you have about one week left to shop around for different options to finish your taxes, or request an extension.<p>If you're wondering if you're better off filing your federal and state income tax returns through an online tax preparation service, a standard CPA (certified public accountant), or a more elaborate tax specialty firm, you may want to read an article over at Bloomberg Businessweek called "<a href="http://www.businessweek.com/articles/2012-04-05/adventures-in-tax- Mon, 09 Apr 2012 07:36:00 +0000 Bill Chappell 3000 at http://nhpr.org What Do You Owe In Taxes? Depends Who's Counting The Price of a Dollar... Store http://nhpr.org/post/price-dollar-store <p>It might come as no surprise that dollar stores are reporting higher than average profits, but these bastions of cheapness are not always a welcomed addition, especially in communities already boasting Ma and Pa nickel and dime stores.</p> Wed, 28 Mar 2012 14:12:05 +0000 Virginia Prescott 2795 at http://nhpr.org The Price of a Dollar... Store Word of Mouth 2.25.2012 http://nhpr.org/post/word-mouth-2252012 <p>We give up our cash, sort of. A new take on 1914, the year WWI breaks out. Things get disgusting, and we learn why...and a new documentary looks at little league NASCAR.</p> Sat, 25 Feb 2012 03:00:00 +0000 Virginia Prescott 2095 at http://nhpr.org Word of Mouth 2.25.2012 The Latest Mass Extinction…Money? http://nhpr.org/post/latest-mass-extinction%E2%80%A6money <p>With the advent of credit cards and the digitization of monetary exchanges, the relevancy of physical money is being called into question. We speak with author David Wolman about his book The End of Money and the future of paper currency.</p> Wed, 22 Feb 2012 16:01:55 +0000 Virginia Prescott 2035 at http://nhpr.org The Latest Mass Extinction…Money? Socrates Exchange: What is the Relationship between Money, Happiness, and a Good Life? http://nhpr.org/post/socrates-exchange-what-relationship-between-money-happiness-and-good-life <div class="transcript"><p>In our next installment of <a href="http://www.nhpr.org/programs/socrates-exchange"><u><font color="#0000ff">The Socrates Exchange</font></u></a> we&#39;re asking the question: &ldquo;What is the relationship between money, happiness, and a good life?&rdquo; Our culture may often tell us the personal wealth equals success, but most of us are suspicious of this. What really is the relationship between money, happiness, and a good life? If money isn&#39;t essential for happiness, why are we concerned with poverty? Is money, as some say, the root of all evil?</p> Tue, 28 Oct 2008 04:00:00 +0000 Laura Knoy 945 at http://nhpr.org