Legacy, or Planned, Giving is a way for you to make a lasting investment in NHPR by planning for NHPR in your estate plans. By leaving a gift for NHPR in your estate plan, you are sustaining the future of the public radio station you depend on for future generations.
The following is a brief overview of different ways you can leave a legacy with NHPR. If you’re interested in an option that is not listed here, please feel free to contact us and have a conversation about your ideas. As our Legacy Society grows and develops we will be expanding the options that are available. We encourage you to contact your personal estate planner on what method may be the most advantages to you. NHPR does not provide legal or tax advice.
Bequest: Are you considering making provisions in your will or living trust to benefit NHPR? Three popular options are to leave us a percentage of your estate after making provisions for family and friends; leave us a specified sum of money; or leave us a particular piece of property. Bequests are a very popular way for people to leave a legacy to NHPR. We would love to know of your plans so that we may have an opportunity to thank you for your generosity. We will also include you in NHPR’s Legacy Society, benefits include a quarterly newsletter, invitations to events and public recognition (unless you wish to remain anonymous). For sample bequest language please contact Anna Moskov at 603-223-2481 or firstname.lastname@example.org
Naming NHPR as a Beneficiary: There are various ways to name us as a beneficiary.
- Life Insurance- Do you have life insurance policies that are no longer needed? For example, maybe you purchased policies for your young children who are now grown. To put these policies to use, consider simply naming NHPR as a beneficiary.
- Bank Accounts and CDs- Are you aware that you can name us as the "payable-on-death beneficiary" of your bank accounts (savings or checking) or on any certificates of deposit? Upon your death, the assets will pass directly to us without going through probate. Visit your bank and request to name a beneficiary on your accounts or CDs. You can change beneficiary designations any time you wish.
- Retirement Plan or IRA- Because tax laws often subject retirement plan or IRA assets to the highest income tax when paid to your loved ones, leaving these assets to charity may be the most efficient estate planning option. We can receive all that's left to us from a retirement plan or IRA. Leave these same assets to your loved one, however, can expose the assets to income taxes, consuming up to 35 percent at the federal level alone.
Real Estate Gifts: Giving real estate allows you to make a significant gift with a tax-friendly outcome. You can donate real estate in several ways:
- Give the appreciated property directly to us.This earns you an immediate tax deduction for its fair market value and eliminates the capital gains taxes when you've owned the real estate for more than one year.
- Make a gift through your will or living trust. Made as part of your estate plan, a charitable bequest gives your estate an estate tax deduction and supports our good work for generations.
- Additional options can be discussed. If you are interested in more information, please contact Anna Moskov at 603-223-2481 or email@example.com
Charitable Gift Annuities: If you're looking for a simple way to make a charitable gift to our organization that won't leave you worried about your future financial security, a charitable gift annuity could be your solution. In exchange for your gift, you will receive dependable fixed payments for the rest of your life as well as valuable tax benefits. The rate of payment is firmly set at the time of your gift and never changes. After your lifetime, the remaining balance is used to support our mission. We can easily prepare an illustration for you to reflect giving options using a Charitable Gift Annuity. Contact Anna Moskov at 603-223-2481 for questions and information.
Securities: Giving the gift of appreciated securities such as stock, bonds or mutual funds.
In order to make a gift of stock, you will need the following information:
NHPR Tax ID#: 02-0338667
Broker: Merrill Lynch, 2 Eagle Square, Concord, NH 03301
DTC Broker #5198
A/C # 889-02015
As our Planned Giving program continues to grow, please check back for other ways you can leave a legacy with NHPR.
If you have already included NHPR in your Will, or would like more information, please contact Anna Moskov at 603-223-2481.