healthcare exchanges

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The United States Supreme Court is expected to decide a case this month that could be do or die for President Obama’s signature healthcare law. At issue are the subsidies available to people who purchase insurance plans on, also called the healthcare exchange. New Hampshire is one of 36 states using this federally-operated insurance marketplace, and if the Supreme Court rules in favor of the plaintiff in the case, about 30,000 people in New Hampshire may see their subsidies disappear.

Saturday marked the beginning of the second round of open enrollment for health insurance under the Affordable Care Act. And in New Hampshire that means a lot more options this time around for the nearly 100,000 residents without insurance.

Here's the problem: five insurers offering forty plans, each with varying premiums, deductibles, coinsurance, and co-pays. Who could blame you for being confused?

The Suddenly Crowded New Hampshire Health Exchange

Jun 2, 2014

  Two more insurance companies say they plan to sell policies in New Hampshire’s health exchange in 2015, bringing the total to five carriers. The suddenly crowded field is a sharp contrast to this year, when only Anthem is offering policies through

Harvard Pilgrim and Minuteman Health, both based in Massachusetts, announced their intentions to join the exchange earlier this year, and now the New Hampshire Insurance Department says Assurant Health and Maine Community Health Options have also submitted plans for regulatory review.